Commercial Underwriter

OverviewAbout Us and the role : Monument Insurance is a wholesale underwriting agency that creates bespoke insurance products for businesses and organisations to provide to their clients.

We are looking for a Personal Lines Underwriter to join our Onesurance team.

Onesurance is underwritten by IAG New Zealand Ltd and Vero New Zealand Ltd and placed through Monument Insurance (NZ) Ltd.

Monument Insurance is a related company of Gallagher and acts as an underwriting agent on behalf of IAG and Vero.The purpose of this role is to effectively manage, underwrite, and drive the growth of Personal Lines business for Gallagher as part of the broader Agency Team.

This position ensures that all risks are assessed and underwritten in line with our acceptance criteria and delegated authority limits, guaranteeing that our clients have the appropriate coverage to financially withstand any insurable event.ResponsibilitiesAccept and process new and renewal business.Respond to personal lines business enquiries within delegated authority.Ensure all documentation is accurate, complete and conforms to company and underwriting guidelines.Provide pricing and underwriting terms and conditions for new business, renewals and endorsements within Agency limits and delegated authority.Conduct audit reviews.

Highlight areas for improvement and any corrective action that might be required.

Liaise with the Senior Personal Lines Underwriter as required.Assist the Senior Personal Lines Underwriter with any issues or other work matters as and when required.Become conversant with the agreed Claims Charter and ensure a full understanding of policy wordings and claims principles and practices as these pertain to the underwriting process.Develop, enact and maintain high quality professional business relationships with our brokers by virtue of positively advocating for the Agency, its products and services.Develop and grow knowledge of the wider insurance industry; rely on broker relationships, communication, and service quality to deliver exceptional solutions and customer-focused service.Effectively and positively contribute to the achievement of the Agency annual Business Plan.Assist in the implementation and development of underwriting standards.

Provide training where required, and conduct underwriting audits to ensure standards are maintained.Skills and Experience2-3 years underwriting experience in Personal Lines insurance, Assistant Underwriter or equivalent levelA tertiary qualification in Commerce, Financial Services, Insurance or NZQA / Insurance Industry recognised qualifications would be preferred.Proven ability to build and maintain positive, constructive and honest relationships internally and with other organisationsGood level of understanding of Risk Profiles and proven knowledge of risk management principlesExceptional attention to detail and accuracyAbility to articulate and communicate concisely and effectivelyProven ability to work autonomously, with high levels of motivationThe ability to simultaneously manage multiple tasks and meet agreed deadlinesA high level of competence in the Microsoft suite productsHigh level of resilienceWhy Join Gallagher?

Global Reach, Local Expertise : Be part of a global organisation with a strong local presence.Career Growth : We invest in your professional development and career progression.Inclusive Culture : Join a team that values diversity, collaboration, and innovation.Comprehensive Benefits : Enjoy a competitive salary, wellbeing programs, and more.How to applyClick the "quick apply" button above, or for more information contact our friendly recruitment team via email at

• note only candidates who have the right to work in New Zealand will be considered.Compensation and benefitsWe value inclusion and diversityInclusion and diversity (I&D) is a core part of our business, and it's embedded into the fabric of our organization.

For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.Gallagher embraces our employees' diverse identities, experiences and talents, allowing us to better serve our clients and communities.

We see inclusion as a conscious commitment and diversity as a vital strength.

By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.We know you'll really enjoy being part of our professional, close-knit team.

As part of the Global Gallagher group of companies, we have scale and multi-national reach with a Kiwi feel.Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected by applicable federal, state, or local laws.

Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination.

Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

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