Reserving Actuary

As a proud Kiwi- owned insurer, we take pride in challenging the status quo – and move fast to make things happen.

We're here to create beautifully simple, rewarding experiences for our customers and communities, and we're working hard to protect the future of Aotearoa.At its heart, insurance is about helping people through the unexpected.

Doing what's right for our customers – especially in tough times – gives real purpose to our work.This role is all about leading with insight.

You'll be a key strategic partner in shaping Tower's financial strength and operational performance across New Zealand and the Pacific.

You'll bring your actuarial expertise to the table, delivering robust reserving insights, analysing claims trends, and supporting capital optimisation – all while ensuring we meet regulatory standards.But this isn't just about crunching numbers.

It's about combining technical know-how with commercial acumen to influence decisions that drive profitability, resilience, and sustainable growth.

You'll also be part of our AI transformation journey, using emerging technologies to enhance reserving methodologies and support smarter, faster decision-making.Your day-to-day would look likeLeading the delivery of actuarial reserving insights and deep claims trend analysisSupporting capital modelling and optimisationEnsuring compliance with regulatory reporting standardsCollaborating across finance, claims, reinsurance, and pricing teamsLeveraging AI and machine learning to improve reserving efficiency and accuracyIn your first 6–12 months, success will look likeMaintaining and developing valuation modelsEstimating insurance liabilities and solvency positions for monthly reportingDelivering comprehensive liability valuations for financial and regulatory reportingProviding actionable insights to the wider businessEmbedding AI tools into reserving processesTo thrive in this role, you'll needNearly or newly qualified actuary (NZSA member)A tertiary qualification in Actuarial Science, Mathematics, Statistics, or similarGeneral Insurance experience, with a focus on reserving or capital managementStrong skills in Excel, SQL, R or PythonA sharp analytical mind and a knack for solving complex problemsExcellent communication skills – you can explain the technical in a way that makes senseConfidence working with diverse stakeholders and cross-functional teamsWe invest in you.We're serious about looking after our people.

Along with a competitive salary, we offer a bunch of perks and benefits to support you and celebrate the work you do : 26 weeks of paid parental leave for the primary carer and 4 weeks for partnersA paid day off on your birthday, plus two extra annual leave days and the option to buy up to eight moreWellness leave – no need to justify your mental health dayCareer growth and internal progression opportunitiesFlexible working and a beautiful, modern office in AucklandDiscounts on Tower insurance productsFree life insurance (up to 4x your base salary)Retail discounts with top brandsReady to apply?

If this sounds like your kind of role, we'd love to hear from you.

We're looking for someone who's excited to help shape a new era of insurance – someone who's ready to make a real impact.

If that's you, send us your CV and a cover letter that shows us what you're all about.We're reviewing applications as they come in – so don't wait too long.

Apply now and let's chat.

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