Loan Writer – Residential & Commercial Mortgages (3-Month Contract)
At Luminate Financial Group, we’ve been securing both residential and commercial property finance for our clients since 1998. From first homes to complex multi-property portfolios, we specialise in solutions that don’t always fit the traditional bank model. Our reputation is built on finding a way forward where others can’t, and tailoring lending strategies to meet each client’s unique goals.
The Role
- Analysing and preparing residential mortgage applications (including home loans, investment lending, and refinancing).
- Managing commercial property and business lending deals, including more complex structures.
- Coordinating directly with clients, brokers, lenders, and internal stakeholders throughout the loan process.
- Ensuring all loan documentation is complete, accurate, and delivered promptly to solicitors and lenders.
- Overseeing settlements to meet deadlines and keeping all parties informed.
- Taking ownership of loan administration and ensuring smooth progress from application through to drawdown.
What We’re Looking For
Strong background in both residential mortgage broking and commercial property lending with New Zealand institutions.Previous experience as a loan writer for a mortgage broker (or similar) will be highly regarded.Proven ability to manage both straightforward home loans and more complex multi-security or development deals.Excellent analytical and problem‑solving skills; familiarity with second mortgages is an advantage.Strong communicator who can build trust with clients, brokers, and lenders alike.Self‑starter with the resilience to thrive under pressure, yet collaborative when needed.Detail‑driven, organised, and solutions‑focused.Experience with MyCRM / NZFSG platforms is a strong plus – please highlight this in your application.What You’ll Get
An immediate start in a well‑defined 3‑month contract, with potential extension depending on workflow.Exposure to a wide variety of deals across both residential and commercial lending.A dynamic, supportive team culture based in our central Newmarket office.A modern workplace with opportunities to sharpen your skills and expand your experience.If you’re ready to step into a fast‑paced role where you’ll handle both residential and commercial mortgages, apply now and make an immediate impact.
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