Credit Risk Analyst (1 Year Contract | $4,600–$4,800 | Fintech Mnc) | Rto

Credit Risk Analyst (1 Year Contract | $4,600–$4,800 | FinTech MNC) | RTO

We are looking for a Credit Risk Analyst to support and enhance credit risk strategies for consumer and SME lending products.

You will work closely with business teams to develop, monitor, and improve risk policies and decisioning processes.

Key Responsibilities :

Support and manage credit risk strategies for lending portfolios.

Develop and implement underwriting and account management strategies using data analytics.

Provide analysis for acquisition targeting, profitability, and portfolio performance.

Monitor risk reports to identify opportunities for process and program improvement.

Provide credit risk insights and recommendations to internal teams and stakeholders.

Work with decisioning engine teams to implement policy changes, conduct UAT, and monitor outcomes.

Assist in reviewing risk parameters, product pricing, structures, and compliance requirements.

Requirements :

Degree in Statistics, Mathematics, Economics, or related fields.

At least 2 years' experience in Credit Underwriting, MIS, Risk Policy, or Data Analytics.

Good understanding of banking credit lifecycle and portfolio management.

Hands-on experience with Python and / or SQL (minimum 2-3 years).

Strong interpersonal, communication, and stakeholder management skills.

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