Credit Analyst- Consumer

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We have an awesome opportunity for a Credit Analyst - Consumer to join our team based in Newmarket.

Is this your next role?

You'll be responsible for assessment and lending decisions within the Small Business and Consumer segments. The focus is customer centric and you'll consistently delivery excellent customer service satisfaction results to our internal and external customers. Providing analysis and problem solving as required within appropriate and critical timeframes.

In return, we can offer you a great opportunity to develop your career in banking within a fun and supportive team!

We have two shift options available, either Tuesday - Saturday or Sunday - Thursday.

Does this sound like you?

Your relationship building skills are second to none. You may come from a customer facing, business manager, credit analyst or motor role. You'll know the front end credit application process, have strong negotiation skills and the ability to think on your feet. Happy to flex, have experience working in a fast paced environment and work well under pressure.

You're a Pro

• Strong lending experience
• Understanding of financial legislation regarding CCCFA
• Consumer and Small Business (SME) credit decision experience
• Effective analytical skills
• Ability to make an approval decision, including assessment of business financials
• Attention to detail and great listening and written communication skills

A Bit About Us And What We Do

Heartland is an NZX / ASX-listed financial services group with big growth plans. Heartland Group owns both Heartland Bank in New Zealand and Heartland Bank in Australia. We provide award-winning savings and finance products to a diverse range of customers including business owners, farmers and retirees. Heartland's strategy is to digitalise everything we do, enabling us to provide customers with what they need in a scalable way. We can then pass those benefits onto our customers through faster service and better rates.

Can you see yourself here?

We're innovative and always evolving. We work together as one team and have big ambition. We're committed to creating a culture of inclusivity that celebrates our diverse backgrounds and supports the wellbeing of our people. We offer real opportunities for learning and career development. You can also drive change through our internal groups (including Manawa Whenua - our Māori group, the Rainbow Committee, Diversity & Inclusion Committee and our Green Team).

Some of our perks include employee banking benefits, an excellent insurance package, flexible working options, sports teams (touch, netball and football), and Friday night pizzas and drinks!

Diversity & Inclusion

At Heartland, we're proud to celebrate the many characteristics that make each of us different. We embrace diversity in all its forms and believe in creating an environment that helps us better understand and serve our customers. As a Living Wage Employer, a Hearing Accredited Workplace, and a Rainbow Tick certified organisation, we're committed to doing right by our people.

Keen to learn more?

For an insight into life at Heartland, check out our Instagram @heartlandbanknz or follow us on LinkedIn

Seniority level

Seniority level

Entry level

Employment type

Employment type

Full-time

Job function

Job function

Finance and Sales

Industries

Banking

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