Chief Credit Officer

Chief Credit Officer – Westpac New ZealandWestpac NZ is hiring a Chief Credit Officer to manage financial risk and support growth while aligning strategies with enterprise goals.

You will report directly to the Chief Risk Officer and oversee core financial risk management functions, develop best practices to manage financial risks to the Bank's appetite, maximize opportunities and keep the bank safe.The purpose of this role is to uphold sound risk management and robust credit controls, and to provide expert advice on financial risk.

Key to success will be proven influencing skills and executive presence to help drive key decision making.Na tau rourou | What will you bring?

To Be Considered, You Will Demonstrate Your Ability To

Lead Westpac NZ's core financial risk management, ensuring professional credit standards and portfolio health at the highest levels

Set and drive credit risk strategies that balance risk and reward, supporting the bank's broader objectives

Oversee financial risk-related activities, including credit processes and optimisation; provide input into credit policy development; engage with lending divisions and other second line of defence teams (credit analytics, policy, market risk, liquidity)

Ensure compliance with regulatory requirements, including RBNZ and APRA prudential standards

Identify economic and portfolio trends to inform credit settings and policies within risk appetite

Partner with Consumer, Institutional, and Business Banking divisions to achieve optimal risk / reward outcomes

Foster a high-performance culture focused on achievement, teamwork and professional growth

Engage confidently with external stakeholders, including regulators, credit agencies and industry groups

Advise and inform Westpac NZ Executives, Westpac Banking Corporation Executives, and the Westpac NZ Board

Demonstrate proven leadership and experience in organisational change and team inspiration

Formulate growth-oriented credit strategies based on deep sector experience

Utilise expertise in credit analytics, policy and decisioning models

Apply knowledge of legislation, regulation, and global best practices in financial risk management

Build strong internal and external relationships with high EQ

Think strategically and promote innovation across the organisation

Drive a customer-focused culture and excellence in performance

Enhance team performance by setting clear goals and fostering a collaborative environment

Lead by example, championing best-in-class risk management behaviours

Consistently deliver outstanding results for the organisation

Westpac Hei Wahi Mahi | Working at WestpacIn addition to a supportive team environment, you'll receive the following benefits :

4 weeks standard holiday + 5 days of wellbeing leave

Additional leave options up to 4 weeks per year

Banking benefits, insurance discounts and superannuation

Growth and development opportunities and internal mobility

Recognition for star performers

School holiday subsidy for work-family balance

2 volunteer days per year

Ko matou tenei | Our OrganisationWestpac is committed to building a fairer and stronger New Zealand for our people, customers, and communities.

With over 160 years of history, our purpose is to Create Better Futures Together.

We value individuality and support our people to be their whole selves.

We are committed to diversity and encourage applications from all backgrounds, including neurodiverse individuals and people with disabilities.Tono mai inaianei!

| Apply Now!

Apply today with your CV and Cover Letter.Applications close : 5 October 2025Seniority levelExecutiveEmployment typeFull-timeJob functionFinance and SalesIndustriesBankingReferrals increase your chances of interviewing at Westpac New Zealand.

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