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Loan Writer – Residential & Commercial Mortgages (3-Month Contract)
Loan Writer – Residential & Commercial Mortgages (3-Month Contract)Luminate Financial Group • Auckland, Auckland, New Zealand
Loan Writer – Residential & Commercial Mortgages (3-Month Contract)

Loan Writer – Residential & Commercial Mortgages (3-Month Contract)

Luminate Financial Group • Auckland, Auckland, New Zealand
8 hours ago
Job description

Loan Writer – Residential & Commercial Mortgages (3-Month Contract)

At Luminate Financial Group, we’ve been securing both residential and commercial property finance for our clients since 1998. From first homes to complex multi-property portfolios, we specialise in solutions that don’t always fit the traditional bank model. Our reputation is built on finding a way forward where others can’t, and tailoring lending strategies to meet each client’s unique goals.

The Role

  • Analysing and preparing residential mortgage applications (including home loans, investment lending, and refinancing).
  • Managing commercial property and business lending deals, including more complex structures.
  • Coordinating directly with clients, brokers, lenders, and internal stakeholders throughout the loan process.
  • Ensuring all loan documentation is complete, accurate, and delivered promptly to solicitors and lenders.
  • Overseeing settlements to meet deadlines and keeping all parties informed.
  • Taking ownership of loan administration and ensuring smooth progress from application through to drawdown.

What We’re Looking For

  • Strong background in both residential mortgage broking and commercial property lending with New Zealand institutions.
  • Previous experience as a loan writer for a mortgage broker (or similar) will be highly regarded.
  • Proven ability to manage both straightforward home loans and more complex multi-security or development deals.
  • Excellent analytical and problem‑solving skills; familiarity with second mortgages is an advantage.
  • Strong communicator who can build trust with clients, brokers, and lenders alike.
  • Self‑starter with the resilience to thrive under pressure, yet collaborative when needed.
  • Detail‑driven, organised, and solutions‑focused.
  • Experience with MyCRM / NZFSG platforms is a strong plus – please highlight this in your application.
  • What You’ll Get

  • An immediate start in a well‑defined 3‑month contract, with potential extension depending on workflow.
  • Exposure to a wide variety of deals across both residential and commercial lending.
  • A dynamic, supportive team culture based in our central Newmarket office.
  • A modern workplace with opportunities to sharpen your skills and expand your experience.
  • If you’re ready to step into a fast‑paced role where you’ll handle both residential and commercial mortgages, apply now and make an immediate impact.

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    Residential Commercial • Auckland, Auckland, New Zealand

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